If your only concern about your Florida insurance policy is price, don’t call Sun Insurance Services…

Posted on February 13, 2012 by Tonia Brewer

The truth is, we are excellent at what we do, we KNOW insurance. We are a Florida independent insurance agency with access to lots of insurance options! For you, that means that we will provide the absolute best policy for your specific needs!

It is not by accident that SERVICE is part of our name. Our agency was begun with the focus on our customers. We are continuously educating ourselves in the industry, as well as searching for new products, technology, and carriers. This focus assures that we can serve you at the highest level!

In a nutshell:

We promise to listen to your needs.
We will help educate and inform you.
We will reach into our vast resources and present you with our best policy recommendations.
We will be here to serve all of your Florida personal and business insurance needs.
We will make attending to your insurance issues as much fun as possible!

We can’t promise you that the policy we suggest to you will be the cheapest but, it will the best policy at the best price we can offer!

We know you have lots of choices for your Florida insurance concerns. The truth is, there are lots of insurance companies that are only interested in your money. They use professionals like lizards, pigs, and deep voiced actors, to attract you. If that is truly all you want in your Florida insurance policies… we wish you luck. However, if you want an agency that truly cares about you, and all of your insurance needs, then Contact Sun Insurance Services TODAY!

Sun Insurance Services, We revolve around YOU...

A true and regrettable story of one of our long-term clients…

Donna, one of our sunny agents, worked with our client, who is retired and living on a fixed income, to find the best coverage for their home and auto. We provided them with a policy that had solid coverage, and was well priced, and we have reviewed it with them every year. When the latest auto renewal arrived, the price of the policy had increased a bit, like all auto policies in Florida. The insured balked at the increase and wanted to gut the policy thereby losing most of its value, to reduce the premium. Donna worked to convince them not to take drastic action. The client insisted on removing the collision coverage from his auto policy. He rationalized that he had not had an accident in over 40 years and was an excellent driver. His net savings from this change was $120 annually.

We received a call from this client last Wednesday telling us he had been in an accident. Thankfully, he was OK. His car, not so much. The other driver was at fault having run a red light, hitting him broadside. Unfortunately, without collision insurance he is now exposed to a potential loss of $5000+ in damage to his car, replacement car rental reimbursement of up to $900, and storage fees of $100 per day until the claim is settled. That’s a total of about $9,000 out of pocket. To save $120. And what if he has a repeat accident during the same policy period??

At Sun Insurance Services we will always do our best to give you the best advice, policy, and price, for all of your Florida insurance needs. All YOU have to do is take it….

Do you have/know a story like this? Share it with us below..

Sun Insurance Services is SUPER! We will BOWL you over with our WINNING Attitude!

Posted on February 3, 2012 by Tonia Brewer

It’s that time again! The Super Bowl is Sunday. What does it take to have a winning team and how does that apply to choosing an insurance agency?

Leadership & Coaching
Having a team full of talented people is only a part of the equation. Without leadership and coaching, you’d have a bunch of people running in all directions. At Sun Insurance Services, our success starts at the top. Mr. and Mrs. Sun set the example and call the plays. Their strong guidance ensures that the agency is always running in the right direction, calling plays along the way that put us in the end zone with a touchdown for YOU!

Teamwork
Every great team knows it is only as strong as the weakest teammate. Our team is dedicated to finding the best insurance solutions for you. We depend on each other and know each other’s strengths. Not everyone can know everything and we make a huge effort to “soar with our strengths” so there are no cracks for you to fall into!

Strategy
Our strategy is simple. Find the best Florida insurance at the best price to fit your needs the best! We use our independence to look around and make informed and educated insurance decisions to present to you.

Stamina
It’s important for every member of the team to have what it takes for the long haul. Our agency is prepared to do what it takes to not only earn your business but to make sure you never want to look elsewhere for your insurance needs. We are in it, to win it!

Health
Just like your team does, you need your insurance carriers to be healthy. That means a stable company with knowledgeable professionals you can trust and have confidence in! At Sun Insurance Services, we will always make sure your insurance policies are with the best carriers.

Strong Running Game
No doubt about it… you have to be able to get the ball in the end zone! Our agents will hold your insurance needs in their strong hands while running the field to score you a touchdown with the best policy at the best price for you!

Limited mistakes
Keeping your mistakes to a minimum is a must. We don’t claim (now that’s punny) to be perfect, but we promise that if we do make a mistake, we will recover quickly and do our best to move the ball forward!

Home Field Advantage
Home playoff teams win about 71% of the time. If you’re playing at home, you are on a familiar field, and this is a huge advantage. Sun Insurance Services is your home field for insurance! Located in Central Florida and serving the entire Sunshine State means we are focused on the real issues that affect your insurance needs.

Strong Defense and Offense
Games are won and lost on these two things alone. Partnering with Sun Insurance Service for all of your insurance needs will give you both of these advantages. We will get to know you, and proactively search for the products and pricing that best fits you. We will also take a proactive role in defending your protection, and costs, against unfair practices.

Choosing our team is a win-win! Let’s get this relationship kicked off! Contact us now to play on our team!

Get some green for being green!

Posted on January 25, 2012 by Tonia Brewer

Sun Insurance is Green!

Sun Insurance is proud to “be green”. We recycle, re-use, and re-purpose everything we can. We don’t just do it, we think it! We encourage all of our family, friends, and clients to do what you can to help our environment.

In the late 1980’s the home building industry coined the term “green building” which refers to the incorporation of environmental considerations. When building or renovating your “green” house, you make certain deliberate choices such as:

Energy efficiency improvements such as high-performance windows and solar panels
Resource conservation using materials such as recycled building materials and engineered wood
Indoor environmental quality considerations such as low emission paints and carpets

Not only do green homes use 40 percent less energy but also, according to the U.S. Green Building Council, they use 50 percent less water than standard homes and toxin-free materials reduce indoor air pollution. The Insurance Information Institute says that people who are green-focused are less likely, for example, to neglect home maintenance, or smoke in bed — making them a lower insurance risk and that there is a “strong link in their behavior that reduces the risks of accidents and damage.”

It doesn’t appear that being green is just a fad either. In a recent survey of homeowners, as much as 75 percent said that they are more likely to buy a green home, or purchase green products in the coming years! If you are making an effort to be green, here are some incentives from insurance companies that you should contact us about today:

Travelers Insurance offers a 5 percent FL homeowners Insurance discount on green homes and provides additional expenses up to 10 percent of the loss amount (for homes without green features) to repair or rebuild with green methods and materials. Travelers Insurance defines “green” as “products, materials, methods, and processes that conserve natural resources, reduce energy or water consumption, avoid toxic or other polluting emissions or otherwise minimize the environmental impact
Farmers Insurance offers an eco-rebuild homeowners endorsement, which affords $25,000 for additional costs incurred to rebuild, repair, or replace damaged property with Energy Star-rated contents and materials. (The Environmental Protection Agency sponsors the Energy Star certification.) This endorsement also provides reimbursement for recycling debris rather than disposing of it.
Fireman’s Fund Insurance, a pioneer in this area, provides certified green dwelling coverage. Consumers with this coverage enjoy a 5 percent discount on their base premium.

It really is easy being green! How have you adapted green thinking? Leave us some of your tips below and we’ll share them!