Fun under the Sun…Something for everyone in Central Florida, April 13-15

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Sun Insurance Services Orlando FLDid your week fly by and now you find yourself faced with a whole weekend of time to fill? Don’t worry… be happy! Here’s a list of some things to do for some Fun in the Sun! Have a blast and send us some pics!

  •  Enjoy the seamless blend of 12 male voices known as Chanticleer at Knowles Memorial Chapel…
  •  Sample some good food and enjoy some great entertainment at the Taste of Oviedo!
  •  Attend the “party of the year” at Food & Wine Portofino! 50 restaurants, exotic cars, live music!
  •  Find a flick that floats your boat! I’m looking forward to The Three Stooges!

We look forward to bringing you Fun under the Sun each Friday. If you have an event you’d like us to list, send an email to  info@suninsuranceservices.com.

Sun Insurance Services is an Orlando Florida Independent Insurance Agency proudly serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Personal Injury Insurance Available with Your FL Homeowners Policy

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Orlando FL You probably already know that Bodily Injury is for accidental events that result in a person suffering a serious injury and that destroyed or damaged property is called Property Damage. Personal Injury usually involves one person’s alleged interference with another person’s legal rights, or, occurrences that damage another person’s reputation.

Here are some example’s of Personal Injury acts:

False arrest, detention or imprisonment

Example: A homeowner suspects that her teen daughter’s friend has stolen jewelry while visiting her home. She locks the teen in her bedroom for an hour until the police arrive and it turns out the teen did nothing wrong.

Malicious prosecution

Example: A gentleman accuses his neighbor of stealing a laptop from his home and files charges with the police.

Wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy

Example: A boarder comes home from work and finds his room’s door padlocked. The homeowner/landlord did it after the boarder, for the third night in a row, plays his stereo loudly.

Oral or written publication of material that slanders or libels a person or organization or disparages a person’s or organization’s goods, products or services

Example: A homeowner is the president of her parent and school organization. She also publishes articles for the organization on her Website. After an argument with another organization officer, the president recounts the incident on her site and includes some insults and false items about that person.

Oral or written publication of material that violates a person’s right of privacy

Example: A woman is visiting a friend. During the visit, she overhears her friend’s conversation with her doctor. The next day, the person reveals to others that the friend, a young, single female, is having medical problems due to an unexpected pregnancy.

Each of these examples could result in lawsuits. What you need to know is that these events are excluded from coverage by the typical homeowners policy due to the fact that they are intentional acts rather than accidental. You can protect yourself from personal injury losses by purchasing Personal Injury insurance (which is fairly inexpensive) available as an additional coverage on many FL homeowner policies. Contact us today to discuss your possible need for personal injury coverage…

Sun Insurance Services is an Orlando Florida Independent Insurance Agency proudly serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Your best friend may be one of your biggest insurance concerns…

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Sun Insurance Services Dog Insurance

Meet Nola... He's a lover not a biter!

Almost half of all US homes own a dog according to the American Pet Products Association’s 2011-2012 National Pet Owners Survey. That translates to close to 79 million dogs! Most homeowners and renters insurance policies typically cover dog bite liability. Dog bites account for more than one-third of all homeowners insurance liability claims. In 2010 alone, there were claims in excess of $400 million due to dog bites/attacks. Once a dog has bitten someone, it poses an increased risk. In that instance, the insurance company may suggest that the homeowner find the dog a new home, or may charge a higher premium, non-renew the homeowner’s insurance policy, or exclude the dog from coverage. Some FL insurance carriers offer no animal liability at all!

Here are some tips to help you with your insurance decisions if you have a dog:

  • Train, restrain your dog: Some insurers will cover your dog if you take it to obedience school or agree to restrain it with a muzzle, chain or cage, according to the Insurance Information Institute.
  • Read the fine print: Insurance companies may try to exclude dog bites or limit bite claims or claim amounts. We will happy to review your current policy with you.
  • Consider an umbrella policy: If your insurer insists on excluding your dog, a separate umbrella policy may provide the liability protection lacking in your homeowners insurance.
  • Dog liability insurance: If your dog has a checkered past, you may be able to obtain coverage through specialized dog liability insurance.

If you own a dog or your dog style changes, contact us here at Sun Insurance Services. We are dog owners ourselves and would be happy to review your FL homeowners policy to ensure that you are properly covered for any unfortunate incidents with your best friend…

 

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Sparkle like the Sun with these Spring Cleaning tips!

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Spring is here! The temperature might not indicate it but Spring it is! At Sun Insurance Services, we strive to provide more than affordable Orlando home insurance that’s tailored to your individual needs. Today we want to provide some great tips on how to clean out your closets, cabinets, and carports. A clean home is happy home – and your happiness is one of our main objectives!

Who better to get some shiny spring cleaning tips from than Martha Stewart herself? Check out her checklist for thorough room-by-room guidelines to making your whole home sparkles like the sun! And if you are looking for the best non-toxic, eco- friendly cleaning products, visit with Mrs. Jones Soapbox!

Here are some highlights, plus some additional tips:

Closets – spring is a great time to sort through the clothes in your closet and determine what you want to keep and what you should donate. If you haven’t worn it in the past two years, it’s probably safe to bet you won’t wear it again. (Don’t forget to get a receipt when you donate your clothes, as it’s a great tax write off).

Kitchen Cabinets – the dreaded junk drawer! It’s good to re-evaluate the contents of your junk drawer at least once per year. Throw out the stuff you don’t use. It’s a great time to wipe down the inside of your kitchen drawers and cabinets.

Carport – Did you know you can remove mildew stains by mixing one part oxygen bleach with three parts water and scrubbing it onto a concrete and other surfaces with a deck brush? True story.

Spring is also a good time to review your Orlando FL Home Insurance policy to see if there are ways to save money and make sure that you are adequately covered. If you’ve decided this spring to get summer ready and build a new deck or make improvements to your home, you will want to contact us because you may need additional coverage.

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. We can help you with any of your FL insurance needs, please contact us today!

Fun under the Sun…Something for everyone in Central Florida, March 30-April 1, 2012

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Sun Insurance Services Orlando FLLooks like it’s going to be a SUNny weekend so

get out there and enjoy it! We’ve put together a

list of some fun things to do in Central Florida just

for you! Have a blast and send us some

feedback!

  •  Support our local theaters! Take the kids to see Charlotte’s Web at the Orlando Shakespeare Theater or make it a date night and head on over to the Theatre Downtown for Tennessee Williams A Streetcar Named Desire..
  •  Take the kiddies to Bass Pro Shop for their Easter Event. Pics with the bunny, free crafts, free Easter egg hunt!
  •  Feeling like a flick? Here’s what’s new this weekend…
  •  Looking to meet the road with the rubber? Take a ride to The Apopka Music and Bikefest! Food, music, tattoos, merchandise and a Poker Run to benefit BASE Camp Children’s Cancer Foundation.

We look forward to bringing you Fun under the Sun each Friday. If you have an event you’d like us to list, send an email to  info@suninsuranceservices.com.

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Would you trade your privacy for a job?

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It came to light over a year ago. In the city of Bozeman in Montana it’s been going on for years. The issue has recently been receiving a firestorm of attention. Reports by job applicants that potential employers are requiring access to personal Facebook accounts. Yes, requiring. As in, you won’t be considered for the job if you don’t hand over your Facebook info. In this age of web 2.0 it should be assumed that when applying for a job, you will be Googled and your LinkedIn account will be reviewed. But some employers are going too far. They want you to hand over your Facebook email and password or, at the very least, log in while sitting in front of them so they can “drive” through your account and see what they can learn about you.

Facebook has weighed in on the subject with Chief Privacy Officer, Erin Egan posting a blog on the matter last Friday. Mr. Egan points to the Facebook Statement of Rights and Responsibilities where they have made it a violation to share or solicit a Facebook password. He goes on to defend the user’s privacy and points to the potential legal liabilities an employer could encounter if requiring a potential or actual employee to divulge their private FB info. While taking a strong stance and stating that they (Facebook) will take action, even legally, they have not yet done so.

Two senators have jumped on the bandwagon.  Senators Chuck Schumer (D-NY) and Richard Blumental (D-CT) have asked Attorney General Eric Holder to investigate claims of employers asking their candidates for login information, arguing that this violates the Stored Communications Act (SCA) or the Computer Fraud and Abuse Act (CFAA). The SCA protects citizens against unreasonable searches and seizures online, while the CFAA disallows intentional access to private computer information without authorization. Some people are speculating that it could take several years in the courts to determine if our privacy rights are the same in this current “digital age”. Will you be asked to hand over your house keys next?

Tell us what you think in the comment section below….

 

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Fun under the Sun…Something for everyone in Central Florida, March 23-25, 2012

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Sun Insurance Services Orlando FLHappy Friday! It’s going to be a beautiful spring

weekend with plenty of SUN this weekend! We

like that! What are your plans? Take a look at our

suggestions below and go for it! Send us your “pics”!

  • A movie is always a good idea! Here’s what’s new this weekend! I’ll be checking out The Hunger Games!
  • All of you FORE Arnold Palmer Invitational, click HERE!
  • It can’t be wrong if it’s the Rite of Spring! The Orlando Philharmonic is doing it right!
  • The Orlando Science Center’s premier of Tornado Alley will blow you away!
  • Are you a Winer? Tempt your taste buds with the Downtown Pour. There’s beer too! Sunday, March 24, 2012

We look forward to bringing you Fun under the Sun each Friday. If you have an event you’d like us to list, send an email to  info@suninsuranceservices.com.

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

 

One last look at the original Amway Arena…

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I’m feeling a bit nostalgic thinking about the implosion of the old Amway Arena this coming Sunday…If you have been in the Orlando area since January 29th, 1989 then you probably remember the day well. That’s the day the Orlando Arena officially opened just south of Lake Dot in downtown Orlando. The project had been in the works since 1983 but had been delayed due to concern that the arena would be too much competition with the Orange County Convention Center located several miles away. But in 1986, with support growing for bringing an NBA franchise to Orlando, knowing that an arena already under construction would be critical for expansion approval by the league, the decision was made to move forward. Ground was broken in January 1987 and construction completed in 1989 at a cost of $110 million. The project was entirely publicly funded.

We have called it by several names; Orlando Arena, TD Waterhouse Centre, and The arena in Orlando, and most affectionately (and my favorite)… the O’rena. We have seen The Orlando Magic, The Orlando Solar Bears, The Orlando Predators, The Orlando Sharks, The Orlando Miracle, & The Orlando Seals all play there. The Ringling Brothers and Barnum and Bailey Circus entertained us as well as the PlayStation Pro event. The music concerts are too many to mention from Aerosmith to ZZ Top and, lest we forget, lots of local high school graduations.

The talk of renovating the arena started just 5 years after it was built. It lacked mid level luxury seating and lower level club seating which had become the norm in arenas. A study to determine the cost of implementing everything the Magic would want, put the cost at around $75 million which seemed unfeasible. In 2000, the Magic started pushing for a new arena agreeing to contribute to the cost of construction. However, with the Magic losing money and the events of 9/11 decreasing the number of tourists, the costs was an excessive burden. In 2006 the City of Orlando and Orange County agreed on a $1.1 billion improvement to the entire Centroplex including $480 million for a new arena. The new Amway Arena opened its doors on October 1, 2010.

On Wednesday the demo crew did a successful test run as they prep the building for demolition. The inside of the arena has been gutted and the doors removed. They will use about 200 pounds of explosives and the blast will only last 20 seconds. The dust may linger for up to an hour and some surrounding roads could be closed. The clean up is expected to take place until April or May and will make way for a “Creative Village, a place where high-tech companies locate; and employees of those businesses and other residents live, work, learn and play. The implosion is set to take place at 7:30 Sunday morning…

  •  EarthCam webcam demolition of the former Amway Arena
  • Some important information if you live in the area of the implosion is here.

What’s your favorite memory of the old Amway Arena? Tell us below…

 

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Fun under The Sun… March 16-18

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Woot – woot! It’s Friday! Time to figure out what your weekend will include and we’ve got a great list with some fun stuff! We know it’s a big St. Patty’s day weekend but there’s plenty of other options too…

Get out there and have a great time and send us some pics!

 

St. Patrick Day Celebrations: No blarney here! This is FUN STUFF!

 MORE FUN STUFF!

  • Join the Atlanta Braves from some spring training at the ESPN Wide World of Sports. Fun for the whole family!
  •  Ride your Hog or roll up on all fours… Orlando Harley Davidson has great concerts, Food Truck Bazaar, and even some Racing Pigs for Bike Week 2012!

 

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. If we can help you with any of your FL insurance needs, please contact us today!

Hold on to your print version of Encyclopedia Brittanica…

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Another sign of the virtual times… Encyclopedia Britannica announced today that after 244 years and more than 7 million printed sets, that they will no longer publish a print edition.  Mr. and Mrs. Sun and I were just talking about encyclopedias the other day at lunch. We all had memories of the “encyclopedia salesman” coming to our houses to sell our parents the current version (printed every 2 years).

Mr. Sun recounted his experience remembering the salesman coming to their home and sitting around the picnic table in the backyard. The memory sticks out in his mind as the first time he had heard someone who knew so much about something, speak extemporaneously about it for so long! He also recalls reading in his encyclopedia of the 1950’s, that someday we would be exploring outer space…. Door to door sales of the encyclopedia ended in 1996…

First published in Scotland in 1768, Encyclopedia Britannica has been available online since 1994 and is updated every 20 minutes. The last printed version will be the 2010 edition but you better hurry up if you want a set, there are only 4,000 left in inventory. It sells for $1400. You can use the entire online version free for one week starting today…

Sun Insurance Services is an Orlando Florida based independent insurance agency serving all of the Sunshine state. We offer a variety of products for all tastes…If we can help you with any of your FL insurance needs, please contact us today!